Fees & Insurance
Everything You Need to Know About Cost and Payment
Starting therapy is an investment in yourself, and I believe you should have a clear understanding of the costs before getting started. Below you'll find information about session fees, insurance, and payment options.
What Are the Session Fees?
Individual Therapy
$200 per session (55 minutes)
Couples Therapy
$260 per session (55 minutes)
Do You Accept Insurance?
Yes! I accept select insurance plans through Headway for individual therapy, including:
Aetna
Anthem
Blue Cross Blue Shield of Massachusetts
Cigna/Evernorth
UnitedHealthcare / Oxford
Not all plans within these insurance networks are accepted. Your eligibility and benefits will need to be verified before we begin working together.
Couples therapy is private pay only.
What If You Don't Accept My Insurance?
You may still be able to use your out-of-network benefits!
If you're paying privately, I can provide a superbill when appropriate. A superbill is a detailed receipt that includes the information your insurance company may need to process a reimbursement claim.
You'll pay for your sessions directly and submit the superbill to your insurance company. Depending on your plan, you may be reimbursed for a portion of the cost.
Please keep in mind that reimbursement is not guaranteed, and some services, including couples therapy, may not be eligible for coverage.
How Can I Check My Out-of-Network Benefits?
Before beginning therapy, I recommend contacting your insurance company and asking:
Do I have out-of-network outpatient mental health benefits?
What is my out-of-network deductible, and how much have I met?
What percentage of the cost will my plan reimburse?
Is there a limit on the number of sessions covered?
Do I need prior authorization?
Does my plan cover telehealth services provided by a Licensed Clinical Social Worker (LCSW)?
What documentation do I need to submit for reimbursement?
If seeking couples therapy, does my plan cover relationship counseling, and under what circumstances?
Your insurance company can provide the most accurate information about your specific coverage.
Other Questions
Payments are processed securely through SimplePractice using Stripe. I accept major credit and debit cards, including eligible HSA and FSA cards.
A payment method is required on file before beginning therapy. Payments are collected following each session, and invoices and receipts are available through your secure Client Portal.
How Do Payments Work?
1
I understand that life happens and schedules sometimes need to change!
I require at least 48 hours' notice to cancel or reschedule an appointment. Appointments canceled or rescheduled with less than 48 hours' notice, as well as missed appointments, will be charged the full session fee ($200 for individual therapy or $260 for couples therapy).
If you're using insurance, cancellation and no-show fees are your responsibility and will not be billed to your insurance company.
You'll receive automated appointment reminders before the 48-hour cancellation window and again at the 48-hour mark. However, you're responsible for managing your appointments, even if a reminder isn't received.
What Is Your Cancellation Policy?
2
Under the No Surprises Act, clients who do not have insurance or choose not to use their insurance have the right to receive a Good Faith Estimate of expected charges.
This estimate helps you understand the anticipated cost of your care before beginning services. You can also request one at any time.
For more information, visit CMS: Your Right to a Good Faith Estimate.